PayFast logo payment options

What is PayFast?

PayFast is a payments processing service for South Africans and South African websites. We enable easy, secure and instant transfer of money and payment options from online buyers to sellers.

We allow sellers, individuals, businesses, and charities to accept secure payments from online buyers in a variety of ways. We process credit cards from anywhere in the world, Instant EFT (bank transfers with SA’s four biggest banks that get instantly verified), Bitcoin and more payment options.

When a buyer clicks to pay, they get to choose their preferred payment method and securely completes the transaction on PayFast’s servers. After payment has been completed, the buyer and seller are both notified of the successful transaction. The seller can immediately start fulfillment of their goods, services and other payment options.

For more information on PayFast, kindly click HERE their website.

payD logo payment options

Debit cards

In addition to credit and cheque cards, you can also accept debit card payments with PayFast and payD. Debit cards are much more prevalent in South Africa than credit cards and you’ll get access to the millions of buyers without credit cards. There is no risk of chargeback to the seller for no card authorization.

Supported card-issuing banks:

  • Standard Bank
  • ABSA
  • Nedbank
  • Bidvest
  • Postbank
  • VBS

Supported mobile operators:

  • MTN
  • Vodacom

For more information on payD, kindly click HERE their website.

Payfast logo payment options

Instant EFT

Instant EFT is PayFast’s patented, revolutionary method of completing online purchases by making an internet banking transfer (EFT) which gets instantly verified. There is no two-day wait, you don’t need to send in proof of payment and it can be used with South Africa’s four biggest banks: ABSA, FNB, Nedbank and Standard Bank. Instant EFT puts merchants in touch with the large number of online shoppers without credit cards but with access to internet banking.


  • Clears immediately; no two day wait
  • No proof of payment required
  • No delays during checkout
  • Works on all browsers and platforms

What banks are supported?

Currently, we can process Instant EFT when shoppers have accounts with South Africa’s four major banks: ABSA, FNB, Nedbank and Standard Bank.

Why doesn’t Instant EFT support Capitec payments?

The reason why we cannot support Capitec Instant EFT payments is that Capitec does not offer business bank accounts, only personal accounts. Therefore, we cannot open a business bank account to receive payments. Sadly, until Capitec offers business bank accounts there is no way around this.
Mobicred logo payment options


mobicred is an online account that gives buyers access to credit, which they can use on PayFast. The facility works in a similar fashion to retail store credit: only online. mobicred charges interest rates comparable to those of credit card providers and only levies monthly fees while the account is used (unlike most credit cards).

When a buyer – who first undergoes a simple online registration process with Mobicred, pays using the facility, the seller will immediately receive the full amount without the risk of payment reversals.


  • Payments clear instantly
  • Gives access to buyers without credit cards
  • Available to buyers from most SA banks
  • No risk of chargeback or default to seller

For more information on mobicred or to open an account, please click HERE

Bitcoin logo payment options


Bitcoin is an innovative digital payment method, performed over a peer-to-peer network. We partnered with Luno (previously known as BitX) to allow our sellers to accept Bitcoin payments.

Buyers can purchase Bitcoin in a variety of ways (in almost any country in the world) and use it in a variety of ways: including online purchases using PayFast.

Buyers simply pay the Bitcoin amount (at the current rate of exchange) during checkout. Sellers will still receive South African rand, just like with all our other payment methods.

Neither PayFast nor the seller receives or stores any Bitcoin, so there aren’t any risks of security, volatility or exchange rate fluctuations.

For more information on Bitcoin, please click HERE


  • Accept international payments
  • No risk of exchange rate volatility


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